Auto RepossessionSince 2009 Rawls Law Office has eliminated over $4.5 million in alleged
BEFORE THE REPOSSESSION
- Request, via certified mail, return receipt requested, a complete accounting from the financing company.
- Do not make incriminating statements on the phone; Assume all calls are recorded.
- If you are able, offer to bring thecount up to date.
- Remove personal possessions and all documents related to the automobile purchase, including warranty documents, from the car.
- If you know there is no way to make the payments, return the automobile to the dealership/finance company voluntarily and take pictures of its interior and exterior condition.
- If negotiation is still possible, avoid leaving your automobile in the open as repo companies will pick it up.
- If you car is garaged, you are not obligated to release it to a repossion company.
- Remember, the repo guy works for the car dealer-they may not "breach the peace" by forcing you to give up your vehicle.
AFTER THE REPOSSESSION
- Locate and keep all documents related to the purchase.
- Repossession companies are not permitted to breach the peace, harrass you in any way, or threaten you.
- Keep all letters/documents received from the financing company.
- If you believe fraud was involved in the sale or repossession of your car, prepare a detailed personal narrative of the facts and make copies of all letters and documents associated with any communications regarding the vehicle.
- Contact this office in preparation for your defense.